Commercial Mortgages

A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. For business owners, understanding how to finance the growth of their company is crucial for long-term success. One way businesses have traditionally funded these expansion plans is through commercial mortgages offered in the UK. Most commercial mortgages are offered with a choice of fixed interest rate or a variable interest rate, sometimes referred to as a floating rate. Both rates can be beneficial for your business, depending on what your needs are and what your business values the most.

* Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.

Development Finance

Development finance is a funding solution that is suitable for various property ventures, ranging from constructing multi-unit developments for profit to regulated self-build projects. The capital from development loans can be effectively employed for several purposes which include the acquisition and development of previously untouched land, the restoration of existing properties, or the conversion of currently non-habitable structures. Development finance structures can also be used for churches and barns being transformed into commercial spaces or residential properties.

Development finance can be used for: