Your income helps cover everything from mortgage or rent payments to household bills and everyday living costs. But if illness or injury left you unable to work, how long could you continue meeting those commitments?
Income protection insurance is designed to provide a regular payment representing a proportion of your earnings while you are unable to work. Depending on the policy, payments may continue until you recover, return to work, retire or reach the end of the agreed term.
Our Guide to Income Protection Insurance explains how this type of cover works, including waiting periods, benefit levels, policy costs and the difference between standard and guaranteed premiums. It also considers the support that may be available through your employer, savings or state benefits, and why this may not always provide sufficient long term protection.
Whether you are employed, self employed or reviewing your family’s financial arrangements, the guide can help you consider how income protection could support your financial resilience.
Don’t leave your financial future to chance. Read the full Guide to Income Protection Insurance.
